What are pending Authorizations and how long does it take for a reversal?

What are pending Authorizations and how long does it take for a reversal?

Pending Authorizations are a key part of any sale, giving merchants the ability to identify if funds are available . With missing or non-matching information while processing a transaction, if the issuer is not able to match the authorization the transactions may be declined.

In general, pending transactions cannot be cancelled. Typically transactions remain pending on your account for up to 8 days, but can occasionally take up to 31 days (i.e. hotel & car rental deposits). 

Transactions are automatically reversed if the merchant does not collect the funds within this time.


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